What We Offer

Leaders in Asset Finance
Helping you grow your business

Hire Purchase

Fixed rate and structured payments.
Customer owns the equipment after final payment.
Appears on balance sheet and capital allowances can be claimed.
See government website for allowances: https://www.gov.uk/capital-allowances

Finance Lease

Fixed rate and payments
Smaller initial deposits and repayments to aid cashflow
Vat is payable on the rentals
Customer can extend lease or sell to retain any remaining proceeds
Appears on balance sheet annual payments are tax allowable

Operating Lease

Customer uses the equipment for the hire period
Payments are generally matched to income made from the asset
Maintenance can be included as part of the rent
Residual end value
Asset is shown off the balance sheet

Contract Hire

Typically used for vehicles
Monthly rentals are fixed to specific requirements over usage
Maintenance packages are optional extras
Asset is shown off the balance sheet


Unsecured facility
Fixed payments and rates


Can enable business restructuring
Suitable on many assets where the value of equipment can be released

Agricultural & Commercial Mortgage

Lending secured against land and buildings
Long term finance with fixed or variable rates
See government website for tax and capital allowances: https://www.gov.uk/capital-allowances